{"id":108,"date":"2013-07-05T10:37:17","date_gmt":"2013-07-05T15:37:17","guid":{"rendered":"http:\/\/www.mankatobankruptcy.com\/blog\/?p=108"},"modified":"2013-07-05T10:37:17","modified_gmt":"2013-07-05T15:37:17","slug":"will-bankruptcy-destroy-my-credit-score-forever","status":"publish","type":"post","link":"https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/","title":{"rendered":"Will Bankruptcy Destroy My Credit Score Forever?"},"content":{"rendered":"<p>If you are in financial distress and considering filing for bankruptcy, you are no doubt wondering what bankruptcy will do to your credit score. Will it permanently damage your credit score? How long will the bankruptcy stay on your credit report? Can you ever be free from the black mark of bankruptcy? If you are wondering how bankruptcy will affect you, there\u2019s good news and bad news. Let\u2019s start with the bad news first.<\/p>\n<p><b>Bad News<\/b><\/p>\n<p>Filing bankruptcy is not something you should take lightly. Bankruptcy will negatively affect your credit score. However, one who needs to file for bankruptcy relief may already have bad credit. Bankruptcy will not make a credit score worse, in such a case, than it already is. Bankruptcy can stay on your credit report anywhere from one to ten years. That mark may influence the decisions creditors make about you as long as the bankruptcy shows up on your credit report. If you are considering filing for bankruptcy, your Minnesota bankruptcy attorney will tell you how bankruptcy will affect your credit score.<\/p>\n<p><b>Good News<\/b><\/p>\n<p>Though it\u2019s true that bankruptcy can hurt your credit score, it isn\u2019t something you cannot recover from. After you file for bankruptcy, you will be in a better position to start rebuilding your credit. And even with a bankruptcy on your record, with good financial habits, you can re-establish yourself as a good credit risk. That means you can eventually be able to get a credit card, a car loan, or even purchase a home. Bankruptcy isn\u2019t the end of your financial life. In fact, it can be a new beginning.<\/p>\n<p><b>Starting Over<\/b><\/p>\n<p>At Behm Law Group, we limit our practice to bankruptcy law, which means we specialize in helping people just like you. If you need a new start, don\u2019t hesitate to give us a call.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are in financial distress and considering filing for bankruptcy, you are no doubt wondering what bankruptcy will do to your credit score. Will it permanently damage your credit score? How long will the bankruptcy stay on your credit report? Can you ever be free from the black mark of bankruptcy? If you are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"aioseo_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Will Bankruptcy Destroy My Credit Score Forever?<\/title>\n<meta name=\"description\" content=\"Though it\u2019s true that bankruptcy can hurt your credit score, it isn\u2019t something you cannot recover from. After you file for bankruptcy, you will be in a better position to start rebuilding your credit.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Will Bankruptcy Destroy My Credit Score Forever?\" \/>\n<meta property=\"og:description\" content=\"Though it\u2019s true that bankruptcy can hurt your credit score, it isn\u2019t something you cannot recover from. After you file for bankruptcy, you will be in a better position to start rebuilding your credit.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/\" \/>\n<meta property=\"og:site_name\" content=\"Behm Law Group, Bankruptcy Attorneys\" \/>\n<meta property=\"article:published_time\" content=\"2013-07-05T15:37:17+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/\",\"url\":\"https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/\",\"name\":\"Will Bankruptcy Destroy My Credit Score Forever?\",\"isPartOf\":{\"@id\":\"https:\/\/www.mankatobankruptcy.com\/blog\/#website\"},\"datePublished\":\"2013-07-05T15:37:17+00:00\",\"dateModified\":\"2013-07-05T15:37:17+00:00\",\"author\":{\"@id\":\"https:\/\/www.mankatobankruptcy.com\/blog\/#\/schema\/person\/27775d5cd5fffe036851c367ff1f054b\"},\"description\":\"Though it\u2019s true that bankruptcy can hurt your credit score, it isn\u2019t something you cannot recover from. After you file for bankruptcy, you will be in a better position to start rebuilding your credit.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.mankatobankruptcy.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Will Bankruptcy Destroy My Credit Score Forever?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.mankatobankruptcy.com\/blog\/#website\",\"url\":\"https:\/\/www.mankatobankruptcy.com\/blog\/\",\"name\":\"Behm Law Group, Bankruptcy Attorneys\",\"description\":\"Bankruptcy News &amp; Recent Cases\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.mankatobankruptcy.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.mankatobankruptcy.com\/blog\/#\/schema\/person\/27775d5cd5fffe036851c367ff1f054b\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.mankatobankruptcy.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ee885af9f484d90892aa7c3a7b9de0ce?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ee885af9f484d90892aa7c3a7b9de0ce?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"url\":\"https:\/\/www.mankatobankruptcy.com\/blog\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Will Bankruptcy Destroy My Credit Score Forever?","description":"Though it\u2019s true that bankruptcy can hurt your credit score, it isn\u2019t something you cannot recover from. After you file for bankruptcy, you will be in a better position to start rebuilding your credit.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/","og_locale":"en_US","og_type":"article","og_title":"Will Bankruptcy Destroy My Credit Score Forever?","og_description":"Though it\u2019s true that bankruptcy can hurt your credit score, it isn\u2019t something you cannot recover from. After you file for bankruptcy, you will be in a better position to start rebuilding your credit.","og_url":"https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/","og_site_name":"Behm Law Group, Bankruptcy Attorneys","article_published_time":"2013-07-05T15:37:17+00:00","author":"admin","twitter_misc":{"Written by":"admin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/","url":"https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/","name":"Will Bankruptcy Destroy My Credit Score Forever?","isPartOf":{"@id":"https:\/\/www.mankatobankruptcy.com\/blog\/#website"},"datePublished":"2013-07-05T15:37:17+00:00","dateModified":"2013-07-05T15:37:17+00:00","author":{"@id":"https:\/\/www.mankatobankruptcy.com\/blog\/#\/schema\/person\/27775d5cd5fffe036851c367ff1f054b"},"description":"Though it\u2019s true that bankruptcy can hurt your credit score, it isn\u2019t something you cannot recover from. After you file for bankruptcy, you will be in a better position to start rebuilding your credit.","breadcrumb":{"@id":"https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.mankatobankruptcy.com\/blog\/will-bankruptcy-destroy-my-credit-score-forever\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.mankatobankruptcy.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Will Bankruptcy Destroy My Credit Score Forever?"}]},{"@type":"WebSite","@id":"https:\/\/www.mankatobankruptcy.com\/blog\/#website","url":"https:\/\/www.mankatobankruptcy.com\/blog\/","name":"Behm Law Group, Bankruptcy Attorneys","description":"Bankruptcy News &amp; Recent Cases","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.mankatobankruptcy.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.mankatobankruptcy.com\/blog\/#\/schema\/person\/27775d5cd5fffe036851c367ff1f054b","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.mankatobankruptcy.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/ee885af9f484d90892aa7c3a7b9de0ce?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ee885af9f484d90892aa7c3a7b9de0ce?s=96&d=mm&r=g","caption":"admin"},"url":"https:\/\/www.mankatobankruptcy.com\/blog\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.mankatobankruptcy.com\/blog\/wp-json\/wp\/v2\/posts\/108"}],"collection":[{"href":"https:\/\/www.mankatobankruptcy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mankatobankruptcy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mankatobankruptcy.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mankatobankruptcy.com\/blog\/wp-json\/wp\/v2\/comments?post=108"}],"version-history":[{"count":2,"href":"https:\/\/www.mankatobankruptcy.com\/blog\/wp-json\/wp\/v2\/posts\/108\/revisions"}],"predecessor-version":[{"id":110,"href":"https:\/\/www.mankatobankruptcy.com\/blog\/wp-json\/wp\/v2\/posts\/108\/revisions\/110"}],"wp:attachment":[{"href":"https:\/\/www.mankatobankruptcy.com\/blog\/wp-json\/wp\/v2\/media?parent=108"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mankatobankruptcy.com\/blog\/wp-json\/wp\/v2\/categories?post=108"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mankatobankruptcy.com\/blog\/wp-json\/wp\/v2\/tags?post=108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}