{"id":368,"date":"2015-09-01T14:39:02","date_gmt":"2015-09-01T19:39:02","guid":{"rendered":"http:\/\/www.mankatobankruptcy.com\/blog\/?p=368"},"modified":"2015-08-18T15:03:17","modified_gmt":"2015-08-18T20:03:17","slug":"taking-control-of-time-and-bankruptcy-in-the-mankato-and-southeast-minnesota-area","status":"publish","type":"post","link":"https:\/\/www.mankatobankruptcy.com\/blog\/taking-control-of-time-and-bankruptcy-in-the-mankato-and-southeast-minnesota-area\/","title":{"rendered":"Taking Control of Time and Bankruptcy in the Mankato and Southeast Minnesota Area"},"content":{"rendered":"<p>For people living in the Mankato and southern Minnesota area, summertime gets to be a little hectic. Schedules are jam-packed with everything from county fairs to work events, Little League practices to Fourth of July celebrations. Busy schedules make it very easy to lose track of time.<\/p>\n<p>When it comes to filing for <a href=\"http:\/\/www.mankatobankruptcy.com\/bankruptcy.php\">bankruptcy<\/a>, however, timing is important. There\u2019s <a href=\"http:\/\/www.bankingmyway.com\/save\/savings\/bankruptcy-when-best-time-file\" target=\"_blank\">not<\/a> a generally accepted \u201cbest time\u201d of year for people to file for bankruptcy, so it can be difficult to decide which time is personally best for your finances. This summer, however, Behm Law Group, Ltd has developed a four-step process to make your decision a little easier:<\/p>\n<p>1. First, ask yourself a few important questions:<\/p>\n<p>Do bill collectors contact you regularly?<\/p>\n<p>Do you feel afraid to address your finances or to consider bankruptcy?<\/p>\n<p>Do you know how much money you owe?<\/p>\n<p>Do you pay only the minimum on your credit cards?<\/p>\n<p>2. If you answered \u201cyes\u201d to the above questions, it may be time to seriously address your financial situation regarding bankruptcy. This can be a scary realization, so it may be beneficial to recruit some help. After assessing your situation, contact a <a href=\"http:\/\/www.quickanddirtytips.com\/money-finance\/credit\/should-you-file-bankruptcy\" target=\"_blank\">professional<\/a> credit counselor or financial advisor. This professional can serve as a support system for both you and your finances!<\/p>\n<p>3. Next, begin collecting all of your bills and expenses, adding together retirement funds, stocks, bonds, and any of your <a href=\"http:\/\/www.legalzoom.com\/articles\/bankruptcy-basics-when-should-you-throw-in-the-towel\" target=\"_blank\">other liquid assets<\/a>. Though this may be time consuming, it\u2019s worthwhile. Having a calculated total of your assets will give you a much clearer understanding of your financial situation when considering bankruptcy.<\/p>\n<p>4. Finally, compare your total assets to your total debt. If you find that your assets are still worth more than your debt, you may be a candidate for loan modification, refinancing, or creditor negotiation. If you realize that your assets are worth less than your overall debt, it\u2019s likely the right time to file for bankruptcy.<\/p>\n<p>Here in the Mankato and southern Minnesota area, summer goes by way too quickly. Rather than wasting time feeling worried about your finances or putting off tough decisions regarding bankruptcy, take control of your time. <a href=\"http:\/\/www.mankatobankruptcy.com\/contact-us.php\" target=\"_blank\">Contact<\/a> Behm Law Group, Ltd today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For people living in the Mankato and southern Minnesota area, summertime gets to be a little hectic. Schedules are jam-packed with everything from county fairs to work events, Little League practices to Fourth of July celebrations. Busy schedules make it very easy to lose track of time. When it comes to filing for bankruptcy, however, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[31],"tags":[],"aioseo_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bankruptcy | Mankato, MN | Behmn Law Group<\/title>\n<meta name=\"description\" content=\"What is the best time to file for bankruptcy? Behm Law Group has the answer! Contact us for all of your bankruptcy questions. Call us at 507-387-7200!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mankatobankruptcy.com\/blog\/taking-control-of-time-and-bankruptcy-in-the-mankato-and-southeast-minnesota-area\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bankruptcy | Mankato, MN | Behmn Law Group\" \/>\n<meta property=\"og:description\" content=\"What is the best time to file for bankruptcy? Behm Law Group has the answer! Contact us for all of your bankruptcy questions. 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